Listing Price Reduction Calculator
Model a price reduction before making it: the new price, what it saves a buyer each month, what it costs the seller, and whether it reaches a new search bracket.
New list price
$500,000
Down $15,000 (2.91%) from $515,000
Search breakpoints
The new price reaches buyers whose max-price filter is set to:
- $500K
Next breakpoint: $475,000 (−$40,000 from list)
Buyer payment change
−$76/mo
Per $10K reduction
≈ $51/mo
Seller net impact
−$14,175
Buyer payments are principal and interest on a 30-year loan. Seller impact is the reduction less the commission saved on it.
How it works
The math behind the numbers
- Search breakpoints follow common price-filter increments: $25K under $1M, $50K up to $2M, and $100K above.
- Buyer payments are principal and interest on a 30-year fixed loan at the down payment entered.
- Seller net impact is the reduction minus the commission that would have been paid on it.
These estimates are for educational purposes and aren't financial, lending, or tax advice. Actual rates, costs, and loan terms vary — confirm the numbers with a licensed lender, title company, or tax professional before making decisions.
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