These terms cover your use of The Open Door website, newsletter, calculators, and market data. Please read them — they're written to be clear, and they explain what you can expect from us and what we expect from you.
1. Accepting these terms
By using The Open Door website or subscribing to our newsletter, you agree to these Terms of Service and our Privacy Policy. If you don't agree, please don't use the site or newsletter.
3. Not professional advice
Everything we publish — articles, newsletters, calculators, and market data — is for general information and education. It isn't legal, tax, financial, investment, lending, or real estate advice, and it doesn't create a professional relationship of any kind. Real estate decisions depend on your specific situation, so consult a licensed professional before acting on anything you read here.
4. Calculators and market data
Our calculators produce estimates based on the inputs and assumptions you provide and standard formulas. Actual payments, costs, taxes, and returns will differ. Confirm all figures with a lender, title company, or tax professional.
Market data is retrieved from third-party sources, including Freddie Mac, the U.S. Census Bureau, the Bureau of Labor Statistics, and FRED (Federal Reserve Bank of St. Louis). It may be delayed, revised, or contain errors, and we don't guarantee its accuracy or completeness. The Open Door is not affiliated with or endorsed by any of these sources.
5. Sponsored content
Some newsletter issues and pages include sponsored content, which we identify as such. Sponsorship doesn't mean we endorse a product or service. Any dealings you have with sponsors or advertisers are solely between you and them.
6. Our content
The content on this site and in our newsletter — including articles, graphics, and the design of our tools — belongs to The Open Door or its licensors and is protected by copyright and other laws. You're welcome to read it, share links to it, and quote brief excerpts with attribution. Please don't republish, sell, or commercially reproduce our content without written permission.
7. Acceptable use
When using the site, you agree not to:
- Use it for any unlawful purpose or in violation of these terms.
- Scrape, crawl, or harvest content or data through automated means without our permission.
- Interfere with or disrupt the site, its servers, or its security.
- Submit false information or spam through our forms.
8. Feedback and submissions
If you send us feedback, story ideas, or other suggestions, you agree we may use them without any obligation or compensation to you.
9. Third-party links
The site and newsletter link to websites we don't control. We aren't responsible for their content, products, or practices.
10. Disclaimers
The site, newsletter, calculators, and market data are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of accuracy, fitness for a particular purpose, and non-infringement. We don't guarantee that the site will be uninterrupted or error-free.
11. Limitation of liability
To the fullest extent permitted by law, The Open Door won't be liable for any indirect, incidental, consequential, or punitive damages, or for any loss of profits, data, or opportunities, arising from your use of the site, newsletter, calculators, or market data — including decisions you make based on them.
12. Changes to these terms
We may update these terms from time to time. When we do, we'll revise the “last updated” date above. Continuing to use the site after changes take effect means you accept the updated terms.
Questions about this page? Contact us.